The traditional brick-and-mortar bank branch is experiencing a sharp decline in its presence. Driven by the boom of online and mobile banking, customers are increasingly turning to virtual channels for their financial needs. This shift has caused to a drop in branch establishments, and many institutions are merging existing branches to streamline c

Free cash flow (FCF) serves as a crucial metric for investors and business owners alike. It reflects the true cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can suggest a healthy and sustainable business, capable of investing. Understanding how to assess FCF and strategically